Terms and Conditions for AIMoneyFrenzy.com

1. Acceptance of Terms

Your use of the Site is subject to these Terms, our Privacy Policy (incorporated by reference), and any additional guidelines or rules posted on the Site. We may update these Terms at any time by posting the revised version here with an updated effective date. Continued use after changes constitutes acceptance. Material changes may be notified via email or prominent Site notice where feasible.

2. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) to use the Site. By using the Site, you represent and warrant that you meet this requirement and have the legal capacity to agree to these Terms.

3. Affiliate Disclosures and FTC Compliance

As required by the U.S. Federal Trade Commission (FTC) Endorsement Guides (16 CFR Part 255, as updated), we disclose that:

• We participate in affiliate marketing programs.
• We earn commissions or other compensation from qualifying purchases or actions made through affiliate links on the Site.
• Any recommendation or review may be influenced by this material connection.
• Disclosures appear near relevant affiliate links or content (e.g., "#ad," "affiliate link," or "We may earn a commission if you purchase through this link").

We comply with FTC requirements for clear and conspicuous disclosures to prevent deceptive practices. Third-party sites linked from ours have their own terms and disclosures.

4. Use of the Site

You may use the Site for personal, non-commercial purposes only. Prohibited conduct includes (but is not limited to):

• Violating any applicable law or regulation.
• Infringing intellectual property rights.
• Transmitting viruses, malware, or harmful code.
• Harassing, threatening, or impersonating others.
• Scraping, data mining, or automated access without permission.
• Misrepresenting your affiliation or making false claims about products.

We reserve the right to terminate or restrict access for any violation, without notice.

5. Intellectual Property

All content on the Site (text, graphics, logos, images, affiliate promotions) is owned by us or our licensors and protected by U.S. and international copyright, trademark, and other laws. You may view and print content for personal use only. No reproduction, distribution, modification, or commercial use without express written permission.

6. Third-Party Links and Affiliate Promotions

The Site contains links to third-party websites and affiliate offers. We do not control, endorse, or assume responsibility for:

• The content, accuracy, privacy practices, or availability of third-party sites.
• Any products, services, or transactions on those sites.
• Any losses or damages from using them.

Your interactions with third parties are governed by their terms. We earn commissions from referrals but provide no warranties about third-party offerings.

7. Disclaimers

THE SITE AND ALL CONTENT, INCLUDING AFFILIATE INFORMATION, ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, OR COMPLETENESS.

WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES. INFORMATION ON THE SITE (E.G., PRODUCT REVIEWS, RECOMMENDATIONS) IS FOR INFORMATIONAL PURPOSES ONLY AND NOT PROFESSIONAL ADVICE (FINANCIAL, LEGAL, MEDICAL, ETC.). CONSULT QUALIFIED PROFESSIONALS BEFORE MAKING DECISIONS.

WE ARE NOT RESPONSIBLE FOR ANY THIRD-PARTY CLAIMS, PRODUCTS, OR OUTCOMES FROM AFFILIATE LINKS.

8. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW (INCLUDING UNDER U.S. LAW AND, WHERE APPLICABLE, EU/EEA LAW), WE, OUR AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, DATA LOSS, OR BUSINESS INTERRUPTION, ARISING FROM OR RELATED TO YOUR USE OF THE SITE, EVEN IF ADVISED OF THE POSSIBILITY.

OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID US (IF ANY) IN THE 12 MONTHS PRECEDING THE CLAIM, OR $100, WHICHEVER IS GREATER.

These limitations apply notwithstanding any failure of essential purpose.

9. Indemnification

You agree to indemnify, defend, and hold us harmless from any claims, losses, liabilities, damages, costs, and expenses (including reasonable attorneys' fees) arising from your use of the Site, violation of these Terms, or infringement of any third-party rights.

10. Termination

We may suspend or terminate your access to the Site at any time, without notice, for any reason, including violations of these Terms. Upon termination, your right to use the Site ends immediately. Sections surviving termination include Disclaimers, Limitation of Liability, Indemnification, Governing Law, and Dispute Resolution.

11. Governing Law and Dispute Resolution

These Terms are governed by the laws of the Commonwealth of Massachusetts, United States, without regard to conflict of law principles.

For users in the EU/EEA/UK: Mandatory consumer protections under applicable EU law (e.g., consumer rights directives) apply and prevail over conflicting provisions where required.

Any disputes shall be resolved exclusively in the state or federal courts located in Boston, Massachusetts. You waive any objection to venue or inconvenient forum.

For EU/EEA users: You may also bring claims in your local courts under applicable consumer protection rules.

No class actions or representative proceedings are permitted; disputes must be individual.

12. Miscellaneous

• Entire Agreement: These Terms (with Privacy Policy) constitute the entire agreement.
• Severability: If any provision is invalid, the remainder remains enforceable.
• No Waiver: Failure to enforce a right does not waive it.
• Assignment: We may assign these Terms; you may not without our consent.
• Force Majeure: We are not liable for delays due to events beyond control (e.g., natural disasters, cyber attacks).

13. Contact Us

For questions about these Terms:

• Email: [email protected]
• Mailing Address: Boston, MA, USA